Coverage, Verified Up Front

Insurance information

Most major dental plans are accepted at both Cave Spring offices, and our front desk verifies your coverage before any treatment is scheduled.

Reviewed by our dentists, Updated April 2026

Plans we work with

Roanoke Dental Center accepts most major dental insurance plans, including:

  • Delta Dental
  • Cigna
  • United Concordia
  • BlueCross BlueShield
  • MetLife
  • Guardian
  • Humana
  • Principal

We also work with Aetna patients on an out-of-network basis: we file claims as a courtesy, and benefits apply at out-of-network rates. If your plan is not listed here, call us anyway. Most networks are billable as out-of-network at a comparable rate, and we would rather check your plan than have you assume you cannot be seen.

Verified before treatment, every time

Here is how it works. When you call to schedule, our front desk runs a benefits check on your insurance and tells you what your visit is expected to cost before you arrive. Before any treatment beyond a standard cleaning, you receive a written estimate that shows your portion after insurance. You will never sit down in the chair wondering what the bill will look like.

Bring your insurance card to your first visit, or better yet, complete your patient registration online ahead of time so we can verify everything before you walk in.

No insurance? The Virginia Dental Club

Plenty of our patients do not have dental insurance, and they are not at a disadvantage here. The Virginia Dental Club is a membership plan built for patients without dental insurance. $279 a year for an individual, $259 a year for each additional member in the same household. No enrollment fee. Renews annually. Your membership includes two cleanings, two routine exams, one problem-focused emergency exam, and your X-rays at no charge each membership year. Most other services are 20% off our standard fee.

Virginia Dental Club is a membership plan administered by Membersy LLC, not insurance. There is nothing to file, no waiting period, and no annual maximum. Membership cannot be combined with dental insurance or with any other office promotion or discounted service.

Questions about cost?

Payment options, financing, and the full financial policy live on our payments page. Or just call the office nearest you and ask, our front desk answers insurance questions all day and is happy to check your plan:

Frequently Asked Questions

Will you verify my insurance before my appointment?+

Yes, every time. When you schedule, our front desk runs a benefits check on your plan and tells you what your visit is expected to cost before you arrive. No treatment is scheduled before your coverage is verified.

Do you take Aetna?+

We work with Aetna patients on an out-of-network basis. We file claims as a courtesy, but benefits apply at out-of-network rates. Call the front desk and we will check your specific plan before you commit to anything.

My plan isn't on your list. Can I still be seen?+

Almost always, yes. Most PPO networks are billable as out-of-network at a comparable rate. Call us with your plan details and we will tell you exactly where you stand before your first visit.

What if I don't have dental insurance at all?+

That is what Virginia Dental Club is for. $279 a year for an individual, $259 a year for each additional member in the same household. No enrollment fee. Renews annually. Your membership includes two cleanings, two routine exams, one problem-focused emergency exam, and your X-rays at no charge each membership year. Most other services are 20% off our standard fee. Virginia Dental Club is a membership plan administered by Membersy LLC, not insurance. There is nothing to file, no waiting period, and no annual maximum.

Will I know my out-of-pocket cost before treatment starts?+

Yes. Before any treatment beyond a standard cleaning, you receive a written estimate showing your portion after insurance or membership discounts. No surprise bills is a policy here, not a slogan.

★ When You're Ready

Come see for yourself.Take your time choosing the office that fits.

Pick the Cave Spring office that's closer to you. Appointment scheduling is open 24/7 by phone or online, clinical visits are Monday-Friday, 8 AM to 5 PM at both offices.

Or call the front desk